Personal property (furniture, appliances, electronics, clothes, etc.)** *.

Detached structures (detached garage, shed, fence, etc.).

Attached structures (attached garage, carport, outdoor pool, hot tub, etc.).

Dwelling building (the physical structure of your home).

The belairdirect Comprehensive Homeowners Policy was designed to cover these and more: The standard Comprehensive Homeowners Policy through belairdirect was designed to cover these and more: and protection against the risk of getting sued. It’s the fence and the garage, plus the risk of getting sued too. There’s more to home insurance than insuring the four walls and the roof. ** Please discuss the deductible and limit options available with your licensed Agent.Īdditional events may also be included.

Please discuss the deductible and limit options available with your licensed Agent. * Coverage for sewer backup, water and sewer lines, overland water and ground water are excluded but optional coverage may be purchased. Collapse, including weight of ice, snow and sleet.The Homeowners Comprehensive policy through belairdirect covers your home against: The belairdirect Homeowners Comprehensive policy covers your home against: The standard Homeowners Comprehensive policy through belairdirect covers your home against:

That’s because your belairdirect home insurance has two parts to it: one part that covers damage to your property because of things like fire, theft or vandalism, and another part that covers you in case someone is hurt or their property is damaged. Your home insurance doesn’t just cover the place you live and the things you own, it also protects you, everywhere you go in the world. These expenses could include:īelairdirect's home insurance has two parts: one part that covers damage to your property caused by things like fire, theft or vandalism, and another part that covers you in case someone is hurt or their property is damaged.

You can rest easy knowing you're covered for unexpected expenses that come up if someone is accidentally hurt or someone else's property is damaged because of something you did or something that happened in your home. Whether you have tenant, condo or homeowner insurance, your coverage includes Personal Liability. Choose the standard coverage that best meets your needs. There are two types of standard coverage for your home. Standard Coverage Liability Insurance Find your coverage that suits your needs

Renters insurance binder